Rahul has 20 years of experience in corporate and investment banking, trade, and supply chain finance and fintech.
He holds domain expertise in structured trade and working capital finance. He has built the supply chain and receivables finance businesses at global banks including Standard Chartered and ANZ. As part of his role, he was driving data, digital and fintech partnerships-led innovation and commercialization.
Rahul holds a Bachelor of Technology degree from the Indian Institute of Technology, Kharagpur and an MBA from the University of Delhi (Faculty of Management Studies). He is also a Chartered Financial Analyst and he has a diploma in Directorship from Singapore Management University.
Your personal information is important to Olea Global Pte. Ltd. and it is our policy to respect and protect your personal information.
Personal information is any information that can be used to identify you or that we can link to you and which we have in our possession or control.
The types of personal information that we collect about you typically include: your name, contact details, employer or organisation that you represent, proof of identity, tax identification number, residence country and date of birth.
We collect or receive personal information in a few different ways:
Information you provide to us: We collect personal information from your interactions with us via the Platform (for example, when you create a user account on the Platform or when you communicate with us or other parties on the Platform) or that you give to us (for example, when you email us or contact us via other channels). Often, you choose what personal information to provide to us, but sometimes we require certain information in order for you to use, and for us to provide you with, the Platform and our services.
Information we obtain from other sources: From time to time, we may also collect or receive information about you from third party sources such as publicly available databases, credit reference agencies and other lawful sources. We collect this information to assist us in providing, evaluating and improving our Platform and offerings, or to help us comply with legal and compliance requirements like anti-money laundering and sanctions requirements. We will only collect information from third party sources where these third parties have represented that you gave your consent to disclose your personal information with us or that they are otherwise legally permitted or required to disclose your personal information to us.
Information collected automatically through your use of the Platform: We will also collect information on an automated basis when you use the Platform or our services. We log usage data when you visit or otherwise use our Platform. Specifically, the information we collect automatically may include information like internet protocol (“IP”) address, device type, unique device identification numbers, browser-type, broad geographic location (e.g. country or city-level location) and other technical information. We may also collect information about how your device has interacted with our Platform, including the pages accessed and links clicked.
We may also collect precise geolocation data pertaining to your device, if you have consented to providing this to us through your device settings. We may use this information to provide, promote, and improve our services (for example, understanding the country you reside in) and for related reasons, such as sanctions, fraud prevention and security purposes. Please note that if you do not consent to providing your geolocation data, certain features of the Platform may not work.
The information we collect automatically enables us to better understand the visitors who come to our Platform, where they come from, and what content on our Platform is of interest to them. This enables us to improve the quality and relevance of our Platform to our visitors.
The links listed below provide more information about what cookies are installed, how to allow, block or remove installation from your computer. Depending on which browser you use, the user may follow these links:
In addition to collecting and processing personal information, our third-party service providers may also collect the following types of data about your use of the Platform and/or your use of our services, for the following purposes:
We rely on one or more of the following lawful grounds to collect, use, process and disclose your personal information:
We will not sell or rent your personal information to third parties for commercial purposes without your consent.
We may collect, use, process and disclose your personal information for the following purposes (and subject to your further consent if required by applicable law):
We may also collate, process and share any statistics based on an aggregation of information held by us provided that any individual is not identified from the resulting analysis and the collation, processing and dissemination of such information is permitted by law.
Depending on the purpose of processing your personal information, personal information may be disclosed to:
The security of your personal information is important to us. We use appropriate technical and organisational measures to protect the personal information that we collect and process about you, designed to provide a level of security appropriate to the risk of processing your personal information. While we monitor our systems for possible vulnerabilities and attacks, we cannot guarantee 100% security of any information that you send us. Accordingly, you will not hold us liable for any unauthorised disclosure, loss or destruction of your personal information arising from such risks.
When using external service providers, we require that they adhere to security standards mandated by us. We may do this through contractual provisions, including any required by relevant privacy regulators, and oversight of the service provider.
Personal information may be transferred to, or stored at, locations outside of Singapore or the place of original data collection. In all cases, however, any transfer of your personal information to another location will be compliant with applicable data protection law. Regardless of where personal information is transferred, we will take steps to ensure that appropriate technical and organisational measures are put in place to protect your personal information.
We retain your personal information in line with our legal and regulatory obligations and for business and operational purposes. The period of retention will vary in accordance with the data type, the purpose for which are processing your personal information and our legal obligations. Subject to applicable law, we will cease to retain your personal information when we no longer require such personal information for the purposes we originally notified you of or for any business or legal needs.
You may have a variety of data protection rights, depending on your geographical location and applicable law. These rights may include:
You can exercise your rights by contacting the Data Protection Officer using the contact details set out below.
You may contact us by writing to our Data Protection Officer at email@example.com.
Updated as at 3 November 2021
These Platform Terms and Conditions (Terms) governs your use of the Platform. These Terms form a binding contract between you and us, and shall be deemed to include the rules, guidelines, policies and other terms and conditions applicable to your use of the Platform and any products, services and features that you use or apply for on or through the Platform.
By your use of the Platform and/or by completing your sign-up and using an Olea account (“Account”), you confirm that you have carefully read, fully understood and agreed to each provision of these Terms, particularly those provisions that restrict or exempt liabilities. Any individual that creates an Account and accepts these Terms on your behalf declares, represents and warrants that (i) they have full legal authority to bind you to these Terms; (ii) they have read and understand these Terms; and (iii) they agree, on your behalf, to these Terms.
We may change these Terms (or any of the terms incorporated by reference) from time to time by updating these Terms on the Platform without prior notice to you (subject to Applicable Law) and those changes will apply to your use of the Platform from their effective date. However, if we propose to make any materially adverse changes to these Terms, we will provide 30 days’ advance notice to you via a notification on the Platform and the new Terms will apply to your use of the Platform from their effective date, unless we receive a written objection from you to such changes. If you object to any such material changes to which you have received notice, you should stop using the Platform. To the extent that this may affect any Transactions currently managed or processed using the Platform, the parties will enter into good faith negotiations to either allow your continued use of the Platform on the previous Terms for the purposes of those Transactions or to transition such Transactions away from being managed or processed using the Platform.
Additional terms may also apply to you depending on whether you are accessing the Platform as a Participant, Purchaser or Supplier.
Capitalised terms used in these Terms are defined in the last section of these Terms, unless they are otherwise defined in the body of the Terms.